Sawyer Capital ManagementMake joy-based budgeting a New Year’s resolution – Sawyer Capital Management https://www.sawcap.com Evolutionize Web Site Tue, 14 Nov 2017 19:30:19 +0000 en-US hourly 1 https://wordpress.org/?v=5.1.22 Make joy-based budgeting a New Year’s resolution https://www.sawcap.com/2015/12/28/make-joy-based-budgeting-a-new-years-resolution/ https://www.sawcap.com/2015/12/28/make-joy-based-budgeting-a-new-years-resolution/#respond Mon, 28 Dec 2015 09:00:51 +0000 http://evolvemypractice.com/?p=2485 Do your New Year’s resolutions for 2016 include crafting a workable budget that you’ll actually want to stick to? Are you stumped about how to make it happen? One answer is an approach that financial advisor Manisha Thakor, director of wealth strategies for women at Buckingham and The BAM Alliance, calls “joy-based budgeting.” First, estimate...

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]]> Do your New Year’s resolutions for 2016 include crafting a workable budget that you’ll actually want to stick to? Are you stumped about how to make it happen? One answer is an approach that financial advisor Manisha Thakor, director of wealth strategies for women at Buckingham and The BAM Alliance, calls “joy-based budgeting.”

First, estimate your household income — after taxes — for the year ahead. Then, apply what Thakor refers to as the “50/30/20 rule” to that amount.

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