Over my career, I’ve heard these words from so many people. Clients, friends and family all just assumed that the process of financial planning needed to be complex. This assumption doesn’t surprise me. The traditional financial industry is built, in large part, on the notion that complexity equals quality. In fact, the more complex the solution, the more someone should pay to access it.

But there’s a problem with this argument: It’s wrong.

Read the rest of the article on The New York Times.

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