While some in the media are well-intentioned in their criticism, I can’t help but recognize the bias within the financial industry when it admonishes savers to save more — in their proprietary savings vehicles, of course. Because of this bias, the emphasis has always been on new and different ways to invest. And while I certainly do believe your investment strategy plays a very important role in the retirement planning process, it’s decidedly less important than two behavioral moves that can dramatically improve your retirement readiness.

The first retirement silver bullet may be the most powerful: MOVE, to an area with a lower cost of living.

Read the rest of the article on Forbes.

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